January 16, 2008

How To Transfer

Wealth transfer and asset protection are important topics for many baby boomers and seniors. A will and/or a trust can assign assets to beneficiaries, however these estate-planning tools are not designed to create wealth so much as they are to preserve it. In contrast, life insurance products instantly create wealth and can increase the amount passed on to a

From How To Transfer

Posted by Ryan at 01:42 PM

August 22, 2007

Orthodontic

Does your dental insurance plan cover orthodontic care such as braces? Many people who currently have dental insurance assume that they have some coverage for orthodontic care but that is not always the case. If your children will soon need braces you will now want to start the search for a good dental insurance plan to help offset the costs of orthodontic

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Posted by Mel at 05:40 PM

June 08, 2007

Low Cost Term Life

Need low cost life insurance? Take a look at the budget friendly option of a term life insurance policy. Term life insurance policy premiums are generally much cheaper than cash-value policies (universal and whole), especially if you are young and in good health and a low cost term life insurance policy does exactly what you expect it to do by financially taking care of your beneficiaries if you

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Posted by John at 04:01 PM

April 20, 2007

Student Health

If you are still under your parent's health insurance, but will soon attend college or move out on your own, it's time for you to start reviewing how you will cover your student health insurance needs.

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Posted by Rob at 04:19 PM

April 12, 2007

Filing Your Auto

Five basic steps in filing your auto insurance claim: From deciding if you should file to expecting the call from the insurance company, learn what steps you need to take to file a successful auto insurance

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Posted by Ken at 10:38 AM

April 08, 2007

Avoiding Mortgage

Private Mortgage Insurance, or PMI, is a type of insurance that insures the lender in case the buyer defaults on the loan. The lender, or bank, requires PMI when the buyer has a down payment less than 20% of the asking price of the home. Private mortgage insurance has good and bad points, and there are ways to avoid paying it without putting down the required

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Posted by Tom at 12:45 PM

June 17, 2006

NAIC - Frequently Asked

The following is a list of frequently asked questions compiled by the National Association of Insurance Commissioners (NAIC): Why is insurance regulated? Government regulation of insurance companies and agents began in the states more than 100 years ago for one overriding reason to protect consumers. State regulators most important consumer protection is to

From NAIC - Frequently Asked

 

The following is an excerpt from our free report "The Insider's Guide to Secrets the Life Insurance Industry Doesn't Want You to Know". Grab your own copy by clicking here. Authors note: Most people do not think about life insurance as part of their daily activity. In fact, when the topic comes

From Free

 

The following article was found at insure.com High blood pressure and high cholesterol top the list of risk factors for cardiovascular diseases such as heart attacks and strokes that kill an American every 33 seconds on average, according to the Centers For Disease Control and Prevention. It's no wonder

From Cholesterol and Life Insurance - Part 1 of

 

There are six different health ratings or risk classes: 1) Preferred Plus 2) Preferred 3) Standard Plus 4) Standard 5) Substandard and Tobacco Users. The rates for Preferred Plus are the lowest with premiums rising for each subsequent class. Preferred Plus: Those who are in this category will receive the best rates. They are free from tobacco

From What are the various health

 

Posted by Tom at 02:29 PM